Social FinTech · Berlin

Smart finance. People first.

We build digital tools that help microfinance institutions assess risks, measure impact, and make better lending decisions — so they can focus on the people who need it most.

Impact in Numbers

25+
Partner Institutions
Microfinance institutions across Latin America and West Africa
15+
Countries
Active operations from Jamaica to Senegal
8
SDGs Tracked
Aligned with UN Sustainable Development Goals
2017
Founded
Berlin-based with offices in Quito, Ecuador

What We Build

Three integrated modules that cover the full lending cycle — from field data collection to investor reporting.

Credit Risk Platform

Digitize your loan process. Our tools help field teams collect data, score borrowers, and make faster decisions — even offline in rural areas.

Climate & Impact Analytics

Measure what matters. Track environmental risks and social impact for every loan, aligned with 8 Sustainable Development Goals.

Investor Reporting

Show your investors real impact. Portfolio certification, green finance verification, and automated reporting — all in one platform.

Trusted By

International Partners

United NationsBNP ParibasIDB InvestIDB LabFMOIFADCAF

Implementation Partners

Fondation GrameenSIDIEncludeEuropean Microfinance Network

And trusted by microfinance institutions across Latin America and West Africa

GenesisBanco de LojaRFDCodesarrolloFundecooperaciónBFABanco AdopemDe la MujerBanque AgricoleCoomultagroCaurieNitlapan

How It Works

From integration to insight in three steps.

Step 1

Connect

Integrate YAPU into your existing systems via API, or use our standalone application. Setup takes days, not months.

Step 2

Collect

Your field teams gather data with our mobile tools — even offline in rural areas. Climate risks, borrower profiles, impact indicators.

Step 3

Decide

AI-powered scoring, automated reports, and real-time dashboards. Better decisions for your team, transparent impact for your investors.

What Our Partners Say

YAPU's platform transformed how we assess and manage our loan portfolio. The data-driven approach has significantly improved our operational efficiency.
Tina Livingston
Chief Operations Officer, COK Sodality Cooperative Credit Union Ltd.
Jamaica

The Team Behind YAPU

11 people, two offices, one mission. YAPU derives from Yapuchiri — traditional leader farmers in the Bolivian Andes who collect, create, and share knowledge.

HQ

Berlin, Germany

LATAM

Quito, Ecuador

Ready to modernize your microfinance operations?

Let’s talk about how YAPU can help your institution make smarter, greener lending decisions.

Book a Demo

Or reach us at info@yapu.solutions